Gift Cards Available Only In-Store or By Phone

Whether your purchase is big or small, you can get pre-approved

By applying, you agree that we may share your contact information with any merchant you’re pre-approved with.

View your spending power in a few simple steps.

Provide your info

We just need some basic information from you.

Apply

Get an instant decision on your application.

See your spending power

If approved, you’ll also see your potential installment loan options.

Frequently asked questions

Pre-approval lets you know if you qualify for an Avvance installment loan before you make a purchase. If you’re pre-approved, you’ll see your spending power, or maximum loan amount, which can help make your purchase affordable.

Start by completing an online application with a merchant that offers Avvance as a payment option. You’ll be asked to provide your identity, address and income information. You’ll receive an instant decision on whether you qualify for an Avvance installment loan and, if you do, your pre-approved spending power.
Spending power refers to the maximum Avvance loan amount you may use for a single transaction. Your spending power is based on your financial background and creditworthiness.

If you have a valid pre-approval, you don’t need to take any special action to use it. Once you’re ready to complete your purchase, we will match the mobile number you provided on your pre-approval application when you check out with Avvance.

Disclosures

You authorize your wireless carrier to use or disclose information about your account and your wireless device, if available, to us or our service provider for the duration of your business relationship, solely to help us identify you or your wireless device and to prevent fraud. See our privacy information for how we treat your data.

Any pre-approval is valid for 15 days. You may be subject to identity verification checks when completing your purchase.

  1. We won’t disclose to the merchant the dollar amount you’re approved for.

  2. Rates are between 0% and 19.99% APR and are subject to an eligibility check and approval. Payment options depend on your purchase amount. Payment options are provided by U.S. Bank.